I work with numerous lenders and mortgage brokers here locally. They are top notch in their fields and I have personally referred many of my clients to them. Their service is unparalleled and their meticulous and personal touch, makes me proud to refer them to you. I would strongly encourage you to visit with them to help get you pre-qualified for a mortgage loan early. It is a simple, quick and painless process and absolutely necessary for us to have in place if you choose to use mortgage financing to make your home purchase.
Here are a couple of the best ones:
Carl Millberg at Carrington Mortgage services: http://www.carringtonhomeloans.com/
Adrian Webb at RPM Mortgage: http://www.rpm-mtg.com/Agent/Adrian_Webb